AlphaMoneyAlphaMoney

What AlphaMoney is

Real gold.
Real money.
Working today.

AlphaMoney is gold-backed digital money. 1 alpha (α) = 1 milligram of pure LBMA-certified physical gold, held in insured vaults, audited quarterly, reconciled daily.
Get it on Google Play
A young Nigerian holding their phone with the AlphaMoney wallet
“1α = 1 milligram of vaulted gold.”

What it isn't

  • ×Not a cryptocurrency
  • ×Not a trading app
  • ×Not a multi-currency wallet

What it is

  • Real asset-based money
  • Spend with Mastercard
  • Send via USSD or app
  • Withdraw naira at any ATM
  • Balance grows with gold
1 alpha (α) = 1 milligram of vaulted goldVaulted in Dubai & Istanbul3.5% handling · 1.25% annual vaultingCustody by Brink's & LoomisBuilt for NigeriansRedeemable in physical bullion1 alpha (α) = 1 milligram of vaulted goldVaulted in Dubai & Istanbul3.5% handling · 1.25% annual vaultingCustody by Brink's & LoomisBuilt for NigeriansRedeemable in physical bullion
The AlphaMoney wallet in use

Locked to real bullion

Your salary, kept in gold.

Vaulted gold bars

Spend it anywhere

Vaulted in Dubai & Istanbul.

Gold in your palm

The AlphaMoney card

Straight into the vault

Spend it like everyday cash.

Everyday trade in a Nigerian market

Shop to ATM in seconds

Real bullion, measured in milligrams.

The AlphaMoney wallet in use

Locked to real bullion

Your salary, kept in gold.

Vaulted gold bars

Spend it anywhere

Vaulted in Dubai & Istanbul.

Gold in your palm

The AlphaMoney card

Straight into the vault

Spend it like everyday cash.

Everyday trade in a Nigerian market

Shop to ATM in seconds

Real bullion, measured in milligrams.

Explore

Everything you need to know.

Why gold

Value that has lasted.

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How it works

Naira in. Gold out. Seconds.

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Security

Real, allocated, audited.

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Fees

Two fees. Both in plain sight.

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Values

Money with morals.

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About

Our mission & vision.

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1mg

of vaulted gold per alpha (α)

24k

LBMA-certified fine gold

4×

independent audits a year

100%

backed by physical bullion

The AlphaMoney Mastercard

Your gold, upgraded to a global currency.

A physical Mastercard debit card, issued by Bank 78 and backed by the gold in your AlphaMoney wallet. Spend, withdraw and travel on real money, not paper promises.

  • 150M+ locations

    Spend your gold anywhere Mastercard is accepted, in Nigeria and worldwide.

  • ATM withdrawals

    Withdraw naira from any ATM. Your gold is converted at the live spot rate.

  • No FX markup

    Pay in any currency at the true interbank rate. No hidden spreads.

  • USSD & app

    Freeze, unfreeze, or top up your card in one tap, or via USSD on any phone.

Get it on Google Play

Card issued by Bank 78, a CBN-licensed Microfinance Bank, on the Mastercard network. Subject to eligibility.

The AlphaMoney gold Mastercard debit card

Get the app

Start saving in real gold.

AlphaMoney is on Google Play for Android. Download it, verify your BVN, and you can hold your first gram today.

Get it on Google Play

On iPhone? The iOS app is on its way. Leave your email and we'll tell you the day it's on the App Store.