AlphaMoneyAlphaMoney

What AlphaMoney is

Real gold.
Real money.
Working today.

AlphaMoney is gold-backed digital money. 1 alpha (α) = 1 milligram of pure LBMA-certified physical gold, held in insured vaults, audited quarterly, reconciled daily.
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A young Nigerian holding their phone with the AlphaMoney wallet
“1α = 1 milligram of vaulted gold.”

What it isn't

  • ×Not a cryptocurrency
  • ×Not a trading app
  • ×Not a multi-currency wallet

What it is

  • Real asset-based money
  • Spend with Mastercard
  • Send via USSD or app
  • Withdraw naira at any ATM
  • Balance grows with gold
1 alpha (α) = 1 milligram of vaulted goldVaulted in Dubai & Istanbul3.5% handling · 1.25% annual vaultingCustody by Brink's & LoomisBuilt for NigeriansRedeemable in physical bullion1 alpha (α) = 1 milligram of vaulted goldVaulted in Dubai & Istanbul3.5% handling · 1.25% annual vaultingCustody by Brink's & LoomisBuilt for NigeriansRedeemable in physical bullion

Explore

Everything you need to know.

Why gold

Cash melts. Gold doesn't.

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How it works

Naira in. Gold out. Seconds.

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Security

Real, allocated, audited.

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Fees

Two fees. Both in plain sight.

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Values

Money with morals.

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About

Our mission & vision.

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The AlphaMoney Mastercard

Your gold, upgraded to a global currency.

A physical Mastercard debit card, issued by Bank 78 and backed by the gold in your AlphaMoney wallet. Spend, withdraw and travel on real money, not paper promises.

  • 150M+ locations

    Spend your gold anywhere Mastercard is accepted, in Nigeria and worldwide.

  • ATM withdrawals

    Withdraw naira from any ATM. Your gold is converted at the live spot rate.

  • No FX markup

    Pay in any currency at the true interbank rate. No hidden spreads.

  • USSD & app

    Freeze, unfreeze, or top up your card in one tap, or via USSD on any phone.

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Card issued by Bank 78, a CBN-licensed Microfinance Bank, on the Mastercard network. Subject to eligibility.

The AlphaMoney gold Mastercard debit card

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Stop watching your money melt.

We're opening AlphaMoney in waves. Drop your email and we'll let you in as soon as we have a seat.