To put the power of real gold in every Nigerian’s pocket, as simple, secure and spendable as everyday cash, so no one ever has to watch their hard-earned money disappear to inflation again.
A Nigeria where gold-backed wealth is accessible to all, transforming lives by 2030 through innovation that turns naira into lasting value, fostering prosperity for generations.
AlphaMoney is gold-backed digital money.One alpha = one milligram of pure, physical, LBMA-certified gold, vaulted, insured and audited. Forever yours. We are not a cryptocurrency. We are not a multi-currency wallet that “also does” gold or silver. We are not a trading or investment app. We are real asset-based money a true alternative to the naira that lives peacefully inside today’s banking rails. You spend it with a Mastercard®, withdraw cash at any ATM, send it instantly via USSD or app, and your balance quietly grows whenever the price of gold rises.
While the naira has lost over 75 % of its purchasing power in recent years, gold has risen more than 120 %. With AlphaMoney, your money no longer shrinks in silence, it works for you, every single day.
The 100 million Nigerians who are unbanked or under-banked. The salary earner tired of seeing savings evaporate. The small business owner who wants certainty. The parent who wants to protect their children’s tomorrow. Simple. Secure. Spendable.
At AlphaMoney, profit comes second to purpose. We source ethically from LBMA-certified partners, ensuring every milligram supports responsible mining and community upliftment. No lending, no speculation just sound money that puts people first.
We pioneer gold as digital currency: instant conversions, wallet-to-wallet transfers, and spending worldwide. From *123# USSD for rural users to app analytics for urban professionals, AlphaMoney redefines accessibility.
Every alpha is backed 100% by physical gold, audited quarterly by a big 4 accounting firm, and reconciled daily. We report transparently to CBN, with full reserves verifiable on demand no hidden reserves, no surprises.
Clear fees (1.5% transactions, 0.9% storage), real-time pricing from global markets, and ownership certificates for every purchase. What you see is what you own no fine print, no illusions.
Your gold is vaulted by Brinks in Switzerland or Nigeria, fully insured by top global providers, and protected against closure (full redemption within 14 days, minus 1% admin).
Your AlphaMoney debit Mastercard is welcomed at millions of locations worldwide. This card is issued by PAYAZA